This Privacy Policy explains how Option Spectrum ("we", "us", or "our") collects, uses, stores, and protects your personal data when you use optionspectrum.com and our related services. We are committed to handling your data responsibly and in accordance with India's Digital Personal Data Protection Act, 2023 (DPDP Act) and other applicable laws.
1. Data we collect
We collect only the data we need to serve you:
- Information you provide: name, phone number, email address, and any details you submit through our contact forms, course enquiries, or community sign-ups.
- KYC & transaction data: where you transact in financial products through us, the relevant platform/AMC collects KYC and transaction information as required by regulation. This is processed by our regulated partners under their own policies.
- Usage data: basic, non-identifying analytics such as pages visited and device/browser type, to help us improve the site.
2. How we use your data
- To respond to your enquiries and provide the services or information you request.
- To facilitate investments or course enrolment you have asked for.
- To send you educational content, updates, or offers — only where you have opted in.
- To comply with our legal and regulatory obligations.
Opt-in first. We do not add you to any WhatsApp, Telegram, or other messaging list without your explicit consent. You choose to join, and you can leave at any time.
3. Consent & messaging communities
When you join our WhatsApp community, Telegram channel, or any messaging list, you do so voluntarily by clicking the relevant link or opting in. By joining, you consent to receive educational and promotional messages from us through that channel. You may leave or unsubscribe at any time, and you may withdraw your consent by contacting us.
4. Sharing your data
We do not sell your personal data. We may share it only:
- With our regulated institutional partners (such as AssetPlus, Wealthy, Prudent, Dhan, AliceBlue) strictly to process a transaction or service you have requested.
- With service providers who help us operate (e.g. email or analytics tools), under appropriate confidentiality obligations.
- Where required by law, regulation, or a valid legal request.
5. Cookies & analytics
Our website may use cookies and similar technologies to remember preferences and understand how the site is used. You can control or disable cookies through your browser settings; some features may not function fully if you do.
6. Data security
We take reasonable technical and organisational measures to protect your personal data against unauthorised access, loss, or misuse. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
7. Your rights under the DPDP Act
Subject to applicable law, you have the right to:
- Access the personal data we hold about you and request a summary of how it is processed.
- Request correction or updating of inaccurate or incomplete data.
- Request erasure of your personal data, where applicable.
- Withdraw consent you have previously given, at any time.
- Nominate another individual to exercise your rights in the event of death or incapacity.
To exercise any of these rights, contact us using the details below.
8. Contact us
For any privacy-related questions or to exercise your rights, contact our data point of contact:
- Email: invest@optionspectrum.com
- Address: Option Spectrum, Ashokapuram, Coimbatore – 641022, Tamil Nadu, India
This policy may be updated from time to time. Please also read our Terms & Conditions, Disclaimer, and Refund & Cancellation Policy.