Disclaimer

This Disclaimer governs your use of the website optionspectrum.com and all related sub-domains, content, courses, and services (collectively, the "Platform") operated by Option Spectrum ("we", "us", or "our"), based in Coimbatore, Tamil Nadu, India. By accessing or using the Platform, you acknowledge that you have read, understood, and agreed to this Disclaimer.

1. Nature of our business

Option Spectrum is an AMFI-registered Mutual Fund Distributor (ARN: 353665). Mr. Gurumurthy Jayabalan holds NISM Series V-A (Mutual Fund Distribution) and NISM Series VIII (Equity Derivatives) certifications. We distribute regulated financial products through our institutional partners and provide financial education through our courses and content.

We are not a SEBI-registered Investment Adviser (RIA) or a SEBI-registered Research Analyst (RA). Accordingly, nothing on this Platform should be construed as personalised investment advice, research, or a recommendation to buy, sell, or hold any security.

2. Not investment advice

All content on this Platform — including articles, videos, courses, illustrations, and examples — is provided for general information and educational purposes only. It does not take into account your individual financial situation, objectives, or risk tolerance, and must not be relied upon as the basis for any financial decision.

• We do not provide stock tips, trading calls, buy/sell signals, or any assured or indicative returns.
• Any securities, strategies, or instruments mentioned are for illustration only and are not recommendations.
• You should consult a SEBI-registered Investment Adviser and/or a qualified tax professional before making any financial decision.

3. Educational content & courses

Our courses — including the options trading course — teach the principles and concepts of markets, instruments, and risk management. They are designed to help you think independently and understand how markets work. They are not a promise of profitability, and completing a course does not qualify you to trade profitably or guarantee any outcome.

Any scripts, indicators, frameworks, or backtested results shown are for educational purposes only. Past performance and backtested results do not indicate or guarantee future results.

4. Market risk & mutual funds

• Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
• The value of investments can go down as well as up, and you may not get back the amount you invested.
• As a Mutual Fund Distributor, we may earn commission/brokerage from the AMCs whose products we distribute. This does not involve any additional cost to you beyond the scheme's stated expenses.

5. No guaranteed returns

We make no representation, warranty, or guarantee of any kind regarding any return, profit, performance, or outcome from any product, course, strategy, or content offered or referenced on the Platform. Any examples of returns or growth (including SIP projections) are illustrative, assume hypothetical rates, and are not promises of actual results.

6. Third-party platforms & links

We distribute products and may facilitate transactions through third-party institutional platforms (such as AssetPlus, Wealthy, Prudent, Dhan, and AliceBlue). These platforms are governed by their own terms and policies. We are not responsible for the content, security, or practices of any third-party website or service linked from our Platform.

7. Accuracy of information

While we make reasonable efforts to keep the information on this Platform accurate and current, we make no warranty as to its completeness, accuracy, or timeliness. Content may be updated or changed at any time without notice. You use the information at your own risk.

8. Limitation of liability

To the maximum extent permitted by law, Option Spectrum, its founder, employees, and partners shall not be liable for any direct, indirect, incidental, consequential, or other loss or damage arising from your use of the Platform, reliance on any content, or any financial decision you make. Any action you take based on the information on this Platform is strictly at your own risk.